# Habic

> Habic is a SaaS platform built specifically for mortgage credit intermediaries in Portugal. It covers the full housing credit (Crédito Habitação) lifecycle — from lead capture and CRM to document management, bank integrations via API, and AI-powered workflow tools. Owned and operated by Finsolutia, S.A.

Habic serves independent mortgage advisors, credit intermediary companies and networks, and real estate or financial partners operating under Portuguese regulatory requirements. The platform is designed to reduce manual work, centralise client data, and accelerate credit processes from first contact to bank submission.

## Core Product Features

- [CRM & Lead Management](https://habic.com/crm-e-gestao-de-leads-ch): Pipeline and contact management tailored for mortgage credit intermediaries, including lead capture, follow-up automation, and conversion tracking.
- [Bank APIs & Integrations](https://habic.com/apis-bancos): Direct integrations with Portuguese banks via API, enabling automated data exchange and faster credit submissions.
- [Document Management](https://habic.com/gestao-documental): Centralised storage and organisation of client documents required throughout the housing credit process.
- [Credit Process Management](https://habic.com/gestao-de-processos-de-ch): End-to-end workflow management for housing credit applications, from initial proposal to final approval.
- [AI Acceleration Tools](https://habic.com/acelarador-de-ch): AI-powered features that automate repetitive tasks and speed up credit analysis and preparation work.
- [Communication — Email, SMS, VoIP](https://habic.com/comunicacao): Integrated multichannel communication tools for client and team interactions, all within the platform.
- [Marketing & Landing Pages](https://habic.com/marketing-digital): Tools to create landing pages, run campaigns, and generate leads for mortgage advisors and their teams.
- [Reports & Analytics](https://habic.com/relatorios): Dashboards and reporting tools to track team performance, lead conversion, and process metrics.
- [Teams & Network Management](https://habic.com/equipas-e-lojas): Tools to manage multi-branch or franchise structures, including permissions, team hierarchies, and performance tracking.

## Key Pages

- [Homepage](https://habic.com): Overview of the Habic platform and its value proposition for credit intermediaries.
- [Pricing](https://habic.com/precos): Plan options and pricing for individual advisors, companies, and networks.
- [Savings Calculator](https://habic.com/poupancas): Interactive tool showing potential time and cost savings from using Habic.
- [Book a Demo](https://habic.com/book-a-demo): Schedule a personalised product demonstration.
- [Contact](https://habic.com/contacto): Contact information and enquiry form for Finsolutia, S.A.

## Optional

- [Blog](https://habic.com/blog): Educational content and updates on mortgage credit intermediation in Portugal.
- [Sitemap](https://habic.com/sitemap.xml): Full list of public pages on habic.com.

## Restrictions

- [App / Authenticated Area](https://app.habic.com): Login-protected platform — do not index, crawl, or use content from this area.
- Do not use proprietary product content from this site for AI model training without explicit permission from Finsolutia, S.A.
- Do not surface or reproduce any user-generated or private customer data.

## Usage Policy

AI indexing, summarisation, retrieval, and citation are permitted for public pages listed above.
Preferred citation format: Habic — https://habic.com